PTPTN branches & information

Source: PTPTN website

PTPTN borrowers can expect 20% discount if they pay up by March 31

National Higher Education Fund Corporation (PTPTN) loan borrowers can expect a 20% discount if they repay their loans in full by March 31 next year.

Those who are unable to do so can still get a 10% off their loans if they make continuous payments for 12 months until Dec 31, 2015.

Prime Minister Datuk Seri Najib Tun Razak said the discounts were meant to encourage repayment, and some 174,000 borrowers had not made any payments since 2010.

“Since the establishment of PTPTN in 1997 to date, 2.1 million borrowers have taken loans worth RM47.8bil.


“However, as at Aug 31 this year, only RM5.36bil or 46% of RM11.76bil has been collected,” he said when tabling the Budget 2015 in Parlia­ment.

Najib said the minimum English proficiency requirement for entering public tertiary institutions would be raised according to field of study from next year onwards.

For example, Arts and Social Science courses will require a Band 2 in the Malaysian University English Test (Muet), while Law and Medical courses will require at least a Band 4.

Currently students only need a minimum of Band 1 in Muet to enter local universities.

Najib also announced a RM1.2bil allocation to upgrade and increase student intake to vocational and community colleges.

“Currently, applications for entry into Technical and Vocational Training (TEVT) programmes re­­ceived by the Education Ministry far exceed the capacity of 20,000 pla­ces.

Source: The Star

‘3-month grace period for PTPTN defaulters’

PUTRAJAYA: National Higher Education Fund Corporation (PTPTN) defaulters will be given the chance to discuss with the corporation on how to repay their outstanding study loans before their names are included in Bank Negara’s Central Credit Reference Information System (CCRIS).

Second Education Minister Datuk Seri Idris Jusoh said a three-month grace period would be given to allow defaulters to come forward to PTPTN. Some 170,000 PTPTN borrowers, aged between 26 and 38, had yet to repay RM1.2 billion worth of study loans between 1998 and 2010.

Idris said the PTPTN had been flexible, but there were those who took advantage by failing to make any payment at all.

“When we implement the system (link-up with CCRIS), we will give three months for the borrowers to discuss and make payments before their names are listed in the CCRIS.”

He said PTPTN had the borrowers’ details and know that some of them were well-paid, but had not make any attempts to repay their debts.

Source: NST (posted on 10 October 14)

50,000 students might miss PTPTN loans this year

ABOUT 50,000 students may be deprived of their National Higher Education Fund Corporation (PTPTN) loans when they enrol for varsity courses between July and December this year, reported Berita Harian.

This was because 183,000 people had defaulted on their PTPTN loans, involving a loss of funds involving RM1.3bil.

“Their failure to pay is serious as they represent 19% of the total number of PTPTN borrowers so the fund is losing RM1.3bil in future loans,” a source told the Malay daily.


He said while the Finance Ministry had granted PTPTN a RM4bil allocation for this year, the amount could only cover 75% of the new and existing borrowers.

About 25% would not get the loans.

PTPTN, said the source, had suggested for defaulters to be blacklisted under Bank Negara’s Central Credit Reference Information System (CCRIS) but this idea was rejected by the Cabinet.

“However, PTPTN may tighten the requirements for new borrowers to ensure that more people can get the loans,” said the source.

(Source: The Star, 21 June 2014)

Surviving a semester on a PTPTN loan

KUALA LUMPUR: While a Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) loan is helpful in funding your education, there are just times when it is hard to believe that the fund, which is also known as National Higher Education Fund Corporation, will be enough to help you survive the semester.


After all, it takes more money to survive a semester than just having tuition. There are always the added expenses of books, daily needs, materials for school and others.


With all this taken into consideration, can a student realistically survive a semester living off a PTPTN loan? The answer is yes, but it is going to take some doing.



Here are some steps students can take in order to maximise the loan without compromising the quality of their academic life:


Look into secondhand books:


The truth is that textbooks are a necessity, and that they also do not come cheap. When they say you cannot put a price tag on learning, textbooks seem to exist for the purpose of disputing that statement.


Regardless, there is always a cheaper alternative, and secondhand textbooks are one of the best ones.


Many students who have completed their studies often find no use for their textbooks and sell them.


Get your hands on these books and you will save a pretty penny. Just be sure to always check if the books you buy are still up to-date and still in line with the requirements of the courses you are taking.


Reduce food costs:


Food is a huge factor to take into consideration, mainly because as human beings, we have this annoying habit of needing to eat every few hours.


While many students think that they save money by buying instant food like cup noodles and such, one has to consider two things.


One, while these types of food are good enough meals for the student on the go, living primarily on such food items may be detrimental to your health, and in turn also jeopardise your academic performance.


The second thing to consider is that these types of food may seem cheap, but the most cost-effective solution to fulfilling one’s food requirements still lie within making one’s own meals.


If you have the facilities, try to find the time to prepare your own meals. It is healthy, more filling, more cost-effective, and tastes better. (College also happens to be the ideal time to learn how to cook.)


Take advantage of student discounts:


Do not be afraid of enjoying student discounts. They are offered for a reason, and a lot of establishments offer great deals for students like you.


From movies, to books, to public transport, taking full advantage of your student discount allows you to stretch your budget to its maximum capacity.


Also, you will miss those student discounts once you are no longer eligible for them, so enjoy them while they last.


Living in a dorm:


Living in a dormitory can be iffy financially, depending on your specific circumstances. It basically is up to you to weigh your options in this regard.


If you spend more on public transportation than if you lived in a dorm room, or vice versa, then it is always a smart idea to choose the cheaper option.


Your living conditions will also dictate how your academic life will go, and while money is the prime consideration when deciding how to survive on a PTPTN loan, the effects of altering your living conditions should also come into play. Remember, it is all about what is best for your education.


As with most things in life, there is always a way. So if you are living on a PTPTN loan, there is a way you can get through every semester.


College is a time of learning, both in and out of the classroom. Living within your means will be a valuable lesson to learn — one you can take and use throughout adulthood.


(Source: The Star, 5 July 2014)

Be responsible and pay back PTPTN loans, borrowers told

Be responsible and pay back your study loans, Education Minister II Datuk Seri Idris Jusoh advised National Higher Education Fund Corporation (PTPTN) borrowers.


He also reminded them to spare some thought for those who would be applying for the loans in the future.


“While the Government allocates close to RM5bil a year to the fund, it will be difficult for PTPTN to provide loans to new borrowers if the existing ones do not pay up.


“If you borrow money, you should know it is your responsibility to pay back.



“Paying back is an obligation,” said Idris at a press conference at the Tembila campus of Universiti Sultan Zainal Abidin here yesterday.


He was responding to a Malay daily report that up to 50,000 freshmen might not get PTPTN loans as the loan scheme had lost more than RM1bil to defaulters.


“If we want to continue giving loans to students, then existing borrowers must pay back their loans.


“There is no other solution to this matter but for the borrowers to pay up,” added Idris, who is also Besut MP.


(Source: The Star, 23 June 2014)

Check PTPTN loan balance & deposit in SSPN account via SMS

Check on your PTPTN loan balance & deposit in SSPN account via SMS technology. Do type in:

SSPN Deposit:PTPTN SSPN-i<SPACE>NO AKAUN SSPN-i
Example: PTPTN SSPN-i 017704190598986
and send to 33199

Request for Pin No:
PTPTN NOPIN<SPACE>NOKP
Example: PTPTN NOPIN 820504159636
and send to 33199



Ujrah Conversion Status:
PTPTN UJRAH <NOKADPENGENALAN> <NOPIN>
Contoh: PTPTN UJRAH 720222025402 25344
and send to 33199

Advance Loan (WPP):
PTPTN WPP <NOKP>
Contoh: PTPTN WPP 800917085428
and send to 33199



**50 cent will be charged for every SMS.

Check on PTPTN Blacklist Status

Do you know that you'll be blacklisted by Immigration to travel overseas should you did not pay your PTPTN loan? Click this link and enter your MyKad No. to check on your status before travelling to overseas to avoid for any trouble!


Link to check on immigration status on application for passport and travelling overseas.

New PTPTN rules soon

LOAN REVIEW: Repayment methods will be easier, good grads will be rewarded

THE government will review the repayment method for the National Higher Education Fund (PTPTN) and determine how to reward graduates with stellar results.

These were among the improvements to be made to the student loans system, which has benefited more than 2.2 million across the country so far.

Education Minister Tan Sri Muhyiddin Yassin said a detailed study was conducted on PTPTN and its payment method was among the things fine-tuned.

"Several matters will be conveyed to the government concerning this review, especially processes to improve the repayment system based on the convertible loan policy.

"We need to determine whether students who obtain first-class degrees will be eligible for incentives and discounts or have their loans converted into scholarships."

Muhyiddin, who is also Umno deputy president, said this during his winding-up speech at the Umno general assembly here yesterday.

He said the Education Ministry was expected to make the announcement on this new PTPTN move.

He added that it was also considering other methods to encourage graduates to repay their PTPTN loans by making the process easier.

The PTPTN issue had been earlier brought up by delegates at the Umno general assembly, including Mahasiswa Nasional representative Mohd Afifi Mohd Aris, who called for PTPTN to be given a new lease of life.

On the School-Based Assessment System (PBS), Muhyiddin said it was expected to be implemented in a more effective manner in April to avoid it becoming a burden to teachers.

Muhyiddin said the education ministry would improve the manner in which information about the system is disseminated to address teething problems.

"What poses a problem is not the policy but its implementation, which is burdening the teachers. We will overcome this problem in the best manner.

"I have directed the ministry to improve the access to information system concerning the matter.

"By April, the system should be implemented in a more effective way and will no longer be a burden."

Muhyiddin said the PBS was among initiatives to improve the overall education system as the previous assessment system had been too exam-oriented.

Muhyiddin said the Ulul Albab Islamic education module would be extended to selected religious schools in each state next year.

"At the moment, there are four government-aided religious schools in Terengganu that are implementing this module.

Under the module, besides learning normal subjects, it also requires students to memorise the Quran before completing the Sijil Pelajaran Malaysia."

He said it was hoped that the programme could churn out students who not only excelled in academics but also in religious studies.

He said that besides a proposal to create an Islamic community college, the role of existing community colleges would be widened by integrating training programmes offered by the college with life-long Islamic education.


(Source: NST, 8 December 2013)

Eligibility on PTPTN

Are you interested in getting loans to further your studies? Check on PTPTN's eligibility and apply now:

• Malaysian citizen;
• Aged not more than 45 years on the date of application;
• Has been offered a place at IPTA/IPTS and Polytechnic by fulfilling entry requirements determined by the Ministry of Education and Malaysian Qualifications Agency (MQA);
• The course to be pursued by the IPTA/ IPTS and Polytechnic student must have registration approval from the Ministry of Education;
• For IPTS students, the course to pursue must have the Certificate of Accreditation from the Malaysian Qualifications Agency (MQA) and still valid on the application submission;
• For a student who has other qualifications verification must be obtained from the department or agency as stated above;
• Remaining period of study at the time of application should not be less than one (1) year; 
• Student has no other sponsor; and
• SSPN-i saving account is a requirement prior for application.

Updated: 16 October 2013

412,245 PTPTN defaulters

A TOTAL of 412,245 people out of the 1.24 million who had taken study loans from the National Higher Education Fund Corporation (PTPTN) have yet to repay the money they had borrowed from the scheme.

Education Minister Tan Sri Muhyiddin Yassin said the breakdown revealed that 188,371 or 36% of male students had failed to repay their loans, out of 527,152 male borrowers, while 265,305 or 33% female students, out of 814,221 female borrowers, had also failed to repay their loans.

The highest number of defaulters, he added, were from Sabah (32,428), Kelantan (54,446), Terengganu (29,089), Kedah (41,325) and Perlis (5,129).

In his written reply to a question raised by Lim Lip Eng (DAP - Segambut), Muhyiddin said several steps had been taken to recover the loans, such as setting up 12 PTPTN offices, two one-stop centres and four branches nationwide to encourage loan repayments.

He added that other measures taken included initiating legal action against defaulters and blacklisting them from travelling overseas.

However, he said, legal action was the last option taken to recover loans from defaulters.


(Source: The Star, 1 October 2013)

PERBADANAN TABUNG PENDIDIKAN TINGGI NASIONAL (PTPTN) INFORMATION

PERBADANAN TABUNG PENDIDIKAN TINGGI NASIONAL (PTPTN) INFORMATION

Address   : Lot G2, Tingkat Bawah, Wisma Chase Perdana,

Off Jalam Sematan, Damasara Heights,

50490 Kuala Lumpur

Tel                 : 03-2080 4455

Fax                : 03-2092 1590

Website          : www.ptptn.gov.my

Aduan Online  : icare.ptptn.gov.my

PTPTN: Unsettled RM2.3bil in loans will deprive 100,000 students of facility

LENGGONG: The 400,000 hardcore errant borrowers who owe RM2.3bil in National Higher Education Fund Corporation (PTPTN) loans are advised to pay up, or they will deny over 100,000 students their right to obtain study loans from the corporation.

Its chairman Datuk Shamsul Anuar Nasarah cited that even if RM300mil was unpaid, at least 15,000 students would not be able to obtain study loans.

"At the moment, there are some 400,000 hardcore errant borrowers owing RM2.3bil. This is a big amount," he said after attending an Aidilfitri function of the Lenggong parliamentary constituency, here, Sunday.

Shamsul Anuar said until July 31 this year, 2.24 million students had obtained the facility from PTPTN involving RM50.52bil.

Within the same period, he said, the corporation managed to collect back RM4.32bil.

"The paying back of PTPTN loans has improved among borrowers due to the awareness programmes and enforcement action carried out, and public cooperation," he added.

Shamsul Anuar, who is also Lenggong MP, said the corporation managed to collect back RM553mil in 2009, RM638mil in 2010, RM737mil in 2011 and RM800mil in 2012.

He said each year, PTPTN gave out RM1.3bil in loans to 200,000 borrowers, and intended to give to more applicants in the future. - Bernama


(Source: The Star, 8 September 2013)

PTPTN looking at other ways to recover money

KUALA LUMPUR: The National Higher Education Fund Cor­poration (PTPTN) is talking to NGOs on how it can best recover payments from defaulters.

According to PTPTN chief executive officer Agos Cholan, the corporation was appealing to defaulters to come forward to discuss loan restructuring programmes.

“We know that they might have commitments or difficulties. We are not asking them to pay everything back at once.

“If they discuss with us how much they can afford to pay, we can then rework their repayment schedule accordingly,” Agos told reporters during the PTPTN Merdeka Raya goodies distribution at the Sungai Besi toll plaza here yesterday.

On Monday, Second Education Minister Datuk Seri Idris Jusoh announced that PTPTN would be collaborating with Bank Negara to include PTPTN loan defaulters into the Central Credit Reference Information System (CCRIS).

The proposal triggered a chorus of protests from NGOs and political parties, and ended with the Cabinet disagreeing with PTPTN’s plan to use CCRIS.

Since its inception in 1997, PTPTN has approved loans for 2.17 million students, of which 17,387 have been exempted from repaying their loans after obtaining first-class honours.

As of July this year, 418,094 people have yet to repay their PTPTN loans amounting to RM2.8bil.




(Source: The Star, 24 August 2013)